This Privacy Policy describes how 1SFS | One Stop Financial Solutions collects, uses, and protects the personal information you provide to us when you use our website and services. We are committed to protecting your privacy and ensuring the security of your personal information.

1. Information We Collect

We may collect the following types of personal information from you:

• Personal Information: This includes your name, email address, phone number, postal address, and any other information you voluntarily provide to us through contact forms, registration forms, or other means.
• Financial Information: If you use our financial services, we may collect financial information such as your income, assets, debts, and investment details to provide tailored financial advice.
• Business Information: If you are a business client, we may collect information about your business, including its name, address, financial statements, and business goals.
• Website Usage Data: We automatically collect certain information about your use of our website, such as your IP address, browser type, operating system, referring URLs, pages visited, and the dates/times of your visits. This information helps us analyze trends, administer the site, and improve user experience.
• Cookies: We use cookies and similar tracking technologies to collect information about your browsing behavior. Cookies are small data files stored on your device that help us recognize you and remember your preferences. You can control the use of cookies through your browser settings.

2. How We Use Your Information

We use your personal information for the following purposes:

• To Provide Services: We use your information to provide you with the financial advice and services you request, including personal budgeting, savings strategies, retirement planning, business financial strategies, and growth guidance.
• To Communicate with You: We use your contact information to respond to your inquiries, provide customer support, and send you important updates and notifications about our services.
• To Personalize Your Experience: We use your information to personalize your experience on our website and tailor our services to your specific needs and interests.
• To Improve Our Website and Services: We analyze website usage data to understand how users interact with our website and to identify areas for improvement.
• For Marketing Purposes: With your consent, we may send you promotional emails about new services, special offers, or other information that we think you may find interesting. You can opt out of receiving marketing emails at any time by following the unsubscribe instructions in the email.
• To Comply with Legal Obligations: We may use your information to comply with applicable laws, regulations, and legal processes.

3. How We Share Your Information

We may share your personal information with the following categories of recipients:

• Service Providers: We may share your information with third-party service providers who assist us in providing our services, such as IT support, data analytics, marketing, and customer service. These service providers are contractually obligated to protect your information and use it only for the purposes for which we disclose it to them.
• Business Partners: We may share your information with trusted business partners who offer products or services that may be of interest to you. We will only do this with your consent.
• Legal Authorities: We may disclose your information to legal authorities if required by law or legal process, or if we believe that disclosure is necessary to protect our rights, property, or safety, or the rights, property, or safety of others.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.

4. Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. These measures include:

• Encryption: We use encryption to protect sensitive information transmitted online.
• Firewalls: We use firewalls to prevent unauthorized access to our systems.
• Secure Storage: We store your personal information on secure servers with limited access.
• Employee Training: We train our employees on data security best practices.

However, no method of transmission over the internet or method of electronic storage is completely secure. Therefore, we cannot guarantee the absolute security of your information.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including providing you with our services, complying with legal obligations, resolving disputes, and enforcing our agreements.

6. Your Rights

You have the following rights regarding your personal information:

• Access: You have the right to access the personal information we hold about you.
• Correction: You have the right to request that we correct any inaccurate or incomplete personal information we hold about you.
• Deletion: You have the right to request that we delete your personal information, subject to certain exceptions.
• Objection: You have the right to object to the processing of your personal information for certain purposes, such as marketing.
• Restriction: You have the right to request that we restrict the processing of your personal information in certain circumstances.
• Data Portability: You have the right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit it to another controller.

To exercise these rights, please contact us using the contact information provided below. We may require you to verify your identity before processing your request.

7. Children’s Privacy

Our website and services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under the age of 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete the information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post any changes on our website and update the effective date above. We encourage you to review this Privacy Policy periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

1SFS | One Stop Financial Solutions

[Your Address]

[Your Email]

[Your Phone Number]

Effective Date: [Date]